Use this Printable spreadsheet to track your debt payments on paper, and color in your debt thermometer by hand, to visualize your progress.
This item is a digital download file with a customizable Debt Calculator: just input your total debt amount in the bottom right corner, and the PDF will automatically calculate each incremental number for the tick marks along the thermometer. Then, print and enjoy!
Because this item is intended to be printed and used by hand, there are no calculations included in the table on the left. This item is for those who wish to print their tracker, and then track and calculate their own payments by hand, coloring in their thermometer by hand as they go.
Not a "pen and paper" person? We also have a Digital version of this item, that automatically calculates the principle and interest from your payments: Digital Debt Tracker and Debt Thermometer (designed to be used within Google Docs, with an auto-calculating and auto-filling Debt Thermometer). Find it in our shop.
You CAN be debt free! We want to support you in this challenging, but incredibly meaningful goal! Just open your file, customize it with your specific debt amount, and then print (cardstock works great, for durability!). Then you can track each of your payments by hand, on paper, coloring in your thermometer as you go.
For best results, I recommend opening your file using Adobe Acrobat Reader. Get it for free at this link: https://get.adobe.com/reader/ .
Please note: All sales are final. Due to the nature of digital products, we cannot offer returns on this purchase.